Eds: Updates with details of New Hampshire's rates.
CONCORD, N.H. (AP) -- When new health insurance markets launch next week, the sticker-price premiums for a mid-range benchmark plan in New Hampshire will average $360 a month for an individual, slightly higher than the national average, according to a federal report.
The Department of Health and Human Service released an overview of premiums and plan choices Wednesday showing the average individual premium for a benchmark policy known as the "second-lowest-cost silver plan" ranges from a low of $192 in Minnesota to a high of $516 in Wyoming. The national average is $328, which reflects the sticker price before the application of tax credits that work like an upfront discount for most consumers.
The report estimated that about 95 percent of consumers will have two or more insurers to choose from and will be able to choose from an average of 53 plan options.
In New Hampshire, just one company, Anthem Blue Cross and Blue Shield, will be offering health insurance plans through the new markets for the first year. Consumers will pick from 13 plans in four levels of coverage -- five bronze plans, four silver, three gold and one catastrophic coverage plan.
All the plans cover the same benefits and include the same caps on annual out-of-pocket expenses, but differ in the amount of cost sharing through annual deductibles and copayments. Bronze plans -- which have the lowest premiums and the highest cost sharing -- cover 60 percent of expected costs, while platinum plans cover 90 percent.